Retirement Planner – Don’t Plan Your Retirement Until Your Read This First!

No one disagrees that retirement planning is a good thing yet many people fail to take time to plan. If there is a retirement plan in place, it has often been left till the last minute, maybe even just a few years before retirement. This article offers an outlook on retirement planning that may shock some of you.

If you love doing what you’re doing you’ll most likely never want to retire. It’s often said that most of the wealthiest people in the world still work in their own companies not because they have to but because they want to and enjoy it. However, I bet you they all have retirement plans folded away neatly in their back pockets.

Retirement Planner - No Job, No Stress, No Pay!
Financial security during retirement is probably priority no. 1 for most people...Read More in my next post

Retirement Planner - Cat Food or Caviar!?
Relying on a standard retirement savings plans will prove unsatisfactory as it generally will fall way short of your retirement income needs. However... Read More in my next post

P.S. If you’re serious about retirement planning then why not sign up NOW for more insider secrets on Retirement Planning at www.MillionaireMindsetSecrets.com for FREE.

In addition, you’ll discover more about how to build wealth and income using clever savings and investment strategies at www.MillionaireMindsetSecrets.com for FREE.

To the readers: What is your preferred retirement plan? Share in the comments below :)

Property Investing Secrets - Leverage

The leverage you get when owning a property is one of the 5 features that make property investing the IDEAL investment.

IDEAL is an acronym for the 5 main features of property investing that make it so attractive to investors worldwide:

• Income
  
• Depreciation
  
• Equity Build Up & Expenses
  
• Appreciation
  
• Leverage

In my previous posts I reviewed the first four features (see above), today I want to discuss the Leverage which an investment property can be for you so that you can increase your ability to borrow more money for future investments.

Property Investing - Leverage

Leverage is the principle of using a small amount of your own money to control a large value asset. One of the unique aspects of real estate over other investment classes is your ability to borrow up to 80% or 90% of the purchase price of the asset. This is leverage i.e. using Other People’s Money (OPM).

If you’re serious about property investing then why not sign up NOW for more insider secrets on Investing in Property. You’ll discover more about how to build wealth using real estate investing and other wealth building strategies atwww.MillionaireMindsetSecrets.com for FREE.

Related Posts:

Property Investing Secrets – Why Property is the IDEAL Investment

The IDEAL Investment – Property Investing Income

The IDEAL Investment – Property Investing Depreciation

The Ideal Investment – Equity Build Up & Expenses

Property Investing Secrets – Appreciation

Property Investing Secrets - Appreciation

Why property investing is considered the IDEAL investment?

IDEAL is an acronym for the 5 main features of property investing that make it so attractive to investors worldwide: Income, Depreciation, Equity Build Up & Expenses, Appreciation, Leverage.

In my previous posts I reviewed the first two of the 5 features that make property investing the IDEAL investment: Property Income, Property Depreciation and Equity Build Up & Expenses

Property Investing - Appreciation

Your asset should appreciate in value over time. Often the largest part of a return on an investment in real estate is in the appreciation in the value of the asset and the resultant gain in equity.

Property prices can sometimes reduce in the short term due to changes in demand, access to finance, etc. but over the long-term you will benefit from appreciation.

If you’re serious about property investing then why not sign up NOW for more insider secrets on Investing in Property. You’ll discover more about how to build wealth using real estate investing and other wealth building strategies at www.MillionaireMindsetSecrets.com for FREE

Related Posts:

Property Investing Secrets – Why Property is the IDEAL Investment

The IDEAL Investment – Property Investing Income

The IDEAL Investment – Property Investing Depreciation

The Ideal Investment - Equity Build Up & Expenses

Property Investing - Equity Build Up & Expenses

IDEAL is an acronym for the 5 main features of property investing that make it so attractive to investors worldwide: Income, Depreciation, Equity Build Up & Expenses, Appreciation, Leverage.

In my previous posts I reviewed the first two of the 5 features that make property investing the IDEAL investment: Property Income & Property Depreciation.

Today I want to talk about Equity Build Up & Expenses.

Property Investing - Equity Build Up & Expenses

As you pay down the principle of the mortgage loan you are gradually building up your equity stake in the property. So, even if there is no increase in the value of the property over the term of the loan you still end up with an asset with 100% equity at the end of the mortgage loan term.

Expenses such as property management fees, maintenance, insurance, mortgage interest etc., are deductible from the rental income, thereby reducing your tax liability.

If you’re serious about property investing then why not sign up NOW for more insider secrets on Investing in Property. You’ll discover more about how to build wealth using real estate investing and other wealth building strategies at http://www.MillionaireMindsetSecrets.com for FREE

The IDEAL Investment – Property Investing Depreciation

Property Investing Secrets: Depreciation

In my previous posts I started explaining why property investing is widely considered the IDEAL investment, IDEAL standning for the 5 main features of property investing that make it so attractive to investors worldwide.

In the last post I spoke if I for Income, today's post is about D for Depreciation.

A rental home is seen as a depreciable asset just like a car or piece of factory machinery. Rental properties with positive cash flow can show an accounting loss, granting the owner a tax deduction, or, as Robert Kiyosaki calls it, “Phantom Cash Flow”.

Depreciation is an accounting loss and only shows up on paper.

It can result in you being able to turn a small economic profit into a small tax loss. So, even though you could be “loosing” money on paper you could actually be making a monthly cash profit.

The building value (Purchase price - Land Value = Building Value) of residential property is usually depreciated over 27.5 years. Commercial property is usually depreciated over 39 years.

If you’re serious about property investing then why not sign up NOW for more insider secrets on Investing in Property. You’ll discover more about how to build wealth using real estate investing and other wealth building strategies atwww.MillionaireMindsetSecrets.com for FREE.

The IDEAL Investment - Property Investing Income

As a young investor you may be more focused on the rise in capital value; whereas someone in their golden years can be more focused on generating income. Property is one asset class that does both, rising in value and generating income. It is often referred to as the “IDEAL” investment.

“IDEAL” is a simple acronym that highlights just some of the key benefits of owning real estate:

Property Investing: Income

One of the key benefits of property investment over many types of investments is its inherent ability to generate passive income. When investing in property the key thing is to focus on net income. Many real estate agents will quote gross yield figures i.e. the annual rent as a percentage of the property price. Whilst this is a reasonable indicator of your potential return on investment, I prefer to focus on net yield or net income. You absolutely must have net positive cash-flow otherwise you haven’t got an investment on your hands but a burdensome liability. The challenge in property investment is to minimise the down payment (which will maximise your mortgage) whilst at the same time generating positive cash flow each month.

If you’re serious about property investing then why not sign up NOW for more insider secrets on Investing in Property. You’ll discover more about how to build wealth using real estate investing and other wealth building strategies at www.MillionaireMindsetSecrets.com for FREE.

To the readers: Do you get a good net income from your property investment? What are the main things to consider when investing in a property? Looking forward to your comments!

Property Investing Secrets – Why Property is the IDEAL Investment

So, you’re thinking of investing in property but aren’t sure of how to take advantage of this powerful investment asset. Here I have revealed some of the secrets that experienced property investors have known for years that can make property the “IDEAL” investment.

“IDEAL” is a simple acronym that highlights just some of the key benefits of owning real estate:

I - Income

D - Depreciation

E - Equity Build Up & Expenses

A - Appreciation

L - Leverage

Stay in touch & learn more about each of the above in my next posts.

By fully understanding and utilising these characteristics of property investing you can take advantage of this powerful investment asset to build wealth quickly and get rich fast.

If you’re serious about property investing then why not sign up NOW for more insider secrets on Investing in Property. You’ll discover more about how to build wealth using real estate investing and other wealth building strategies atwww.MillionaireMindsetSecrets.com for FREE.