Retirement Planner – Retirement Planning: The Amazingly Simple 5Ws (and 1H) Formula

Are you, like countless millions of others, so-called “planning your retirement” i.e. crossing your fingers and hoping your nest egg will provide for you during your golden years but really not sure if it will?

Whether you’re 35 or 55, don’t fool yourself into thinking that building a nest egg and dreaming of walking off into some kind of ‘retirement sunset’ is retirement planning, it’s not.

Check out this amazingly simple and helpful 5Ws (and 1 H) formula of retirement planning.

The 5Ws (and 1H) Formula of Retirement Planning

The 5Ws (and 1H) retirement planning formula will allow you to start formulating a “who, what, when, where, how and why” mental picture and corresponding plan of action for your retirement.

1. Who – Who are you going to spend your retirement with?
2. What – What is the minimum monthly income you will need to cover your likely expenses?
3. When – At what age would you ideally like to retire?
4. Where – Where are you going to spend your retirement?
5. Why – Why do you want to retire anyway?
6. How – How will you generate income during your retirement?

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